Terms of Use

HexaSpex is operated by an individual, not a registered company. Contact details for the operator (name, address, email) are shown above when configured. Where these Terms refer to "we," "us," or "HexaSpex," they mean that individual operator.

By using HexaSpex, you agree to these Terms, the Privacy Policy, the Disclaimer, and the Data Sources notice. If you do not agree, do not use the app. You must be at least 18 years old to hold a paid subscription or make a purchase.

Before starting a paid subscription, you must separately confirm that you have read and accepted the Terms and Disclaimer, are at least 18, are not a professional trader using HexaSpex as a regulated financial service, and understand that HexaSpex is not a financial institution, broker, investment adviser, or source of financial advice.

HexaSpex is a research and valuation workspace: company analysis, six-pillar scoring, AI-assisted reports and chat, deterministic valuation models, portfolio and watchlist statistics, screening, and comparisons. It does not provide investment, legal, tax, accounting, or financial-planning advice, does not execute trades, does not custody assets, is not a broker-dealer or investment adviser, does not act as a portfolio manager, and does not create a fiduciary or advisory relationship with you. It does not guarantee any return, outcome, or accuracy. You are solely responsible for every investment decision you make. Nothing in HexaSpex is, or should be read as, an individualized recommendation to buy, sell, or hold any security, or a statement that any investment is suitable for your particular financial situation. HexaPro may tailor displayed metrics, analytical emphasis, valuation methods, explanations, and research framing to preferences you select; that personalization is not a suitability assessment or personalized recommendation — see the Disclaimer for the full boundary.

You may not use HexaSpex for professional market-data display, investment-advisory services, regulated financial promotions, automated trading, order routing, or commercial redistribution of its data or outputs.

HexaSpex uses AI to draft narrative sections of reports, chat answers, and other content. AI output can be wrong, incomplete, or misleading even when it sounds confident. Deterministic figures (scores, valuations, financial statement data) are computed by rule-based code, not the AI model; the AI explains and contextualizes them but does not decide them. Verify anything material before acting on it.

Market data, fundamentals, company logos, news, and SEC filings draw on third-party providers (Financial Modeling Prep, SEC EDGAR, and others listed in Data Sources). Your use of that content is subject to the providers' own terms, licenses, attribution rules, and usage limits. HexaSpex does not grant you rights in third-party data, and some market data may be delayed and is provided for informational, non-professional use only unless we tell you otherwise.

HexaBasic is $7/month and includes 1,000 HexaCredits per billing period. HexaPro is $20/month and includes 2,000 HexaCredits per billing period. Both are monthly subscriptions billed in USD through Stripe Managed Payments, renew automatically, and can be cancelled at any time from your Account page. Cancellation stops the next renewal and access continues through the already-paid billing period. Applicable taxes may be added or handled by Stripe where relevant. If a renewal payment fails, Stripe will retry it, and your plan may be suspended or reduced to the free tier if payment cannot be completed. We do not control Stripe's payment processing or retry schedule.

Only a subscription that Stripe confirms as active can ever grant Basic or Pro access or its credit allowance — no other action grants a paid tier. Failed renewals may cause paid access to be suspended after Stripe's retries and confirmation.

HexaFree grants 40 HexaCredits once per Google account, when the account first signs up. This grant does not repeat and does not refill — it is not a monthly allowance. HexaBasic and HexaPro each include a monthly HexaCredit allowance that resets each billing period and does not roll over. HexaCredits are available only through the included allowance of an active HexaBasic or HexaPro subscription.

Eligible subscription transactions are processed through Stripe Managed Payments, under which Stripe/Link acts as Merchant of Record for the transactions it accepts. Stripe manages the payment transaction and the responsibilities it officially assumes; HexaSpex remains responsible for operating and delivering the product, its product rights and licences, and obligations outside that scope. Managed Payments does not transfer HexaSpex or FMP-data ownership to Stripe and does not endorse HexaSpex's research. Before subscription checkout, you may request immediate access and accept the recurring terms. That box is not preselected.

Refunds, disputes, and any applicable Stripe/Link Managed Payments refund rules apply to eligible transactions. Mandatory consumer rights, including any right of withdrawal or refund that cannot lawfully be waived, prevail over these Terms. Contact the operator or Stripe/Link through the applicable transaction channel with billing questions.

You may not bulk download, scrape, resell, sublicense, republish, or use HexaSpex to build a competing data product unless you have written permission from us and the relevant data owners. You may not remove source, timestamp, delay, or disclaimer notices from outputs.

You are responsible for the portfolios, notes, chats, narratives, and other content you enter. Do not submit confidential, unlawful, infringing, or sensitive personal information. You retain ownership of the content you create; using HexaSpex grants us only the rights needed to store, process, and display it back to you (and to anyone you choose to share a public link with).

Public share links can be viewed by anyone who has the link. Treat them as public, read-only copies, not private documents.

The HexaSpex application, its design, the six-pillar research framework, and its original analytical content are owned by the operator or licensed to it. Nothing in these Terms transfers ownership of that to you.

You may delete your account at any time from the Account page. We may suspend or terminate access for a violation of these Terms, fraud or abuse, or non-payment. Deletion is handled as described in the Privacy Policy.

HexaSpex is provided "as is" and "as available." Data may be delayed, incomplete, wrong, or unavailable. AI output may contain errors. To the maximum extent permitted by law, we disclaim all warranties and are not liable for trading losses, investment losses, lost profits, data loss, or indirect damages.

To the maximum extent permitted by law, the operator's total liability arising out of or relating to HexaSpex will not exceed the amount you paid us in the twelve months before the claim arose. This limitation does not apply where it cannot be limited or excluded under applicable mandatory law.

HexaSpex is designed to summarize and cite sources, not reproduce protected articles or transcripts. If you believe content in the app infringes your rights, contact us with the URL, the material at issue, and proof of ownership or authorization so we can review and remove it if appropriate.

These Terms are governed by the laws of Switzerland, without regard to conflict-of-law rules. This choice of law does not deprive you of any consumer-protection right that the mandatory law of your own country of residence gives you and that cannot be waived by agreement — where such a right applies, it applies in addition to these Terms, not instead of them.